Detached House for sale at 16 Cumming Street, St. Catharines, Ontario, L2S 1H7 - Western Hill - MLS: X13208816

new
for sale
for lease
sold
leased
terminated
expired
suspended

16 Cumming Street

St. Catharines, Ontario, L2S 1H7 - Western Hill

$419,000

Neighbourhood

Western Hill
Major Intersection

Pelham Road & Cumming Street

Listed Since: 1 day(s)
Last update: today

Overview

Property Type

Detached, Bungalow
Bedrooms

2 + 3
Bathrooms

2
Basement

Part Fin
Kitchen

1
Total Parking

2
Lot Size

35.08x105.18 (Feet)
Taxes

$2,609.08 (2025)
Type

Freehold

Property Description

Property description for 16 Cumming Street, St. Catharines

Welcome to a first time home-buyer's home with potential for rental income or a quick renovation face-lift to turn into a rental income of 2 separate units. The back entry door can easily be sectioned off from the main floor to turn it into a separate rental of 3 bedrooms downstairs. Situated right on the St. Catharine's bus route that will take you to the Brock University exchange, less than 10 minutes to the hospital, 2 elementary schools, Edith Cavell Public School and St. Anthony's Catholic School. Pet-free and smoke-free home. The property allows for 2 cars to park tandem. A spacious backyard allows for a growing family or a gardener's paradise. Property being sold as in condition. Easy closing with flexibility on closing date.

Listed by UNION CAPITAL REALTY

Property details

MLS #

X13208816
Sq. Ft

700-1100
Sq. Ft. Source

MLS
Lot Irregularities

n/a
Year Built

51-99
Pool

None
Drive

Private
Garage

None
Total Parking

2
Family Room

Y
Den

Y
Exterior

Concrete Block
Fireplace

N
Roof

Asphalt Shingle
Foundation

Concrete, Concrete Block
Elevator

n/a
Water View

n/a
Laundry Level

Lower
Heat

Forced Air
A/C

None
Water

Municipal
Water Supply

n/a
Sewers

Sewers
Central Vac

N

MLS #

X13208816
Sq. Ft

700-1100
Sq. Ft. Source

MLS
Lot Irregularities

n/a
Year Built

51-99
Pool

None
Drive

Private
Garage

None
Total Parking

2
Family Room

Y
Den

Y
Exterior

Concrete Block
Fireplace

N
Roof

Asphalt Shingle
Foundation

Concrete, Concrete Block
Elevator

n/a
Water View

n/a
Laundry Level

Lower
Heat

Forced Air
A/C

None
Water

Municipal
Water Supply

n/a
Sewers

Sewers
Central Vac

N

Living

3.51 x 4.78 ft Main level

Window
Kitchen

3.53 x 4.27 ft Main level

Window
Br

3.28 x 3.43 ft Main level

Window, Closet
2nd Br

3.3 x 3.43 ft Main level

Window, Closet
Bathroom

3.0 x 2.0 ft Main level

3 Pc Bath
Br

3.35 x 3.35 ft Lower level
2nd Br

3.25 x 2.84 ft Lower level
3rd Br

2.0 x 2.29 ft Lower level
Bathroom

3.0 x 2.0 ft Lower level

3 Pc Bath

Contact Manoj Kukreja

Sales Representative,
Century 21 People’s Choice Realty Inc.,
Brokerage
(647) 576 - 2100

Property History

Property history for 16 Cumming Street, St. Catharines

This property has been sold 1 time before. Create your free account to explore sold prices, detailed property history, and more insider data.

Local Real Estate Price Trends for Detached in Western Hill

Active listings

Average Selling Price of a Detached

April 2026

$551,750

Last 3 Months

$466,550

Last 12 Months

$437,469

April 2025

$545,000

Last 3 Months LY

$511,833

Last 12 Months LY

$515,059

Change

-9%

Change

-15%

How many days Detached takes to sell (DOM)

April 2026

Last 3 Months

Last 12 Months

April 2025

Last 3 Months LY

Last 12 Months LY

Change

90%

Change

180%

Change

50%

Average Selling price

Mortgage Calculator

This data is for informational purposes only.

Mortgage Payment per month
Principal Amount	Interest
Total Payable	Amortization

Property Price

Amortization

Rate of Interest

Down Payment ($)

Down Payment (%)

Closing Cost Calculator

This data is for informational purposes only.

Closing Cost Total for this property

Total Cash flow for purchasing this property

Purchase Price

First time home buyer

Down Payment($)

Down Payment(%)*

Additional information

Provincial Land Transfer Tax

Ontario Land Transfer Tax Rebate

Toronto Land Transfer Tax

Toronto Land Transfer Tax Rebate

PST on CMHC Insurance Premium

Lawyer Fees

$2,825

Government Registration Fee's

$164

Title Insurance

Closing Cost Total

Total Cash flow for purchasing this property

Provincial Land Transfer Tax

Ontario Land Transfer Tax Rebate

Toronto Land Transfer Tax

Toronto Land Transfer Tax Rebate

PST on CMHC Insurance Premium

Lawyer Fees

$2,825

Government Registarion Fee's

$164

Title Insurance

Purchase Price

Down Payment($)

Down Payment(%)*

First time home buyer

* A down payment of less than 20% is permitted only for first-time home buyers purchasing their principal residence. The minimum down payment required is 5% for the portion of the purchase price up to $500,000, and 10% for the portion between $500,000 and $1,500,000. For properties priced over $1,500,000, a minimum down payment of 20% is required.